In a world where financial security often feels like an elusive dream, Nikhila Putcha is rewriting the rules of personal finance with sheer audacity and groundbreaking innovation. As the Co-Founder and Chief Growth Officer of Moneyplanned, she isn’t just building a fintech platform she’s spearheading a financial revolution. And the world is taking notice. Honoured as a ‘Rising Entrepreneur 30 Under 30’ in AI for Fintech by Business Mint, she stands at the forefront of a new era, where cutting-edge technology meets financial empowerment.
Nikhila’s journey isn’t a story of happenstance it’s a saga of relentless determination. Raised in a family of bankers and wealth managers, she saw firsthand the stark contrast between financial freedom and financial struggle. The realization struck early: money, when planned well, isn’t just numbers on a screen it’s security, opportunity, and the key to a life well-lived. Armed with this insight, she set out to transform personal finance from a puzzle into a seamless, AI-driven experience for individuals worldwide.
Her brilliance shone through from an early age. Excelling in academics and the arts, she thrived on challenges that demanded both logic and creativity. Engineering became her natural choice, a field where problem-solving wasn’t just theoretical but real, tangible, and impactful. But beyond the numbers and algorithms, Nikhila had an innate ability to lead. As President of a 600-member Rotaract Club, she didn’t just manage people she inspired them. Her leadership prowess earned her the “Best President” award, alongside multiple recognitions that solidified her reputation as a force to be reckoned with.
Startups became her playground a space where she could blend technical acumen with strategic vision. Internships in marketing, product, and growth unlocked her passion for building things from scratch, and soon, the pieces fell into place. Together with her partner Sameer, she co-founded Moneyplanned, determined to eliminate the chaos of disjointed financial planning tools. They envisioned an AI-powered ecosystem that would redefine how people set goals, invest, and grow their wealth all within a single, intuitive platform.
But game-changers aren’t built on vision alone. Nikhila sharpened her entrepreneurial instincts through elite programs, emerging as one of the top participants in the Goldman Sachs 10,000 Women initiative at IIM Bangalore and ranking among the Top 10 entrepreneurs at Stanford Graduate School of Business’s prestigious Seed Program. The accolades followed Forbes India named her a ‘Select 200 Founder with Global Business Potential,’ Observe Now and Dell Technologies included her in their esteemed ‘40U40’ list, and UBS recognized her as a ‘Rising Star’ in their Female Founder Project.
Yet, her most groundbreaking achievement lies in the very DNA of Moneyplanned. Nikhila is the author of a granted patent for the platform’s AI-powered financial planning system an innovation that utilizes proprietary neural networks and machine learning algorithms to craft personalized financial roadmaps in under a minute. It’s this fusion of intelligence and efficiency that has attracted powerhouse investors like Tenity (Zurich), Expert Dojo (California), Inflection Point Ventures (Delhi), and AngelList (Seattle), fueling Moneyplanned’s ascent onto the global stage.
The road ahead is ambitious, but for a visionary like Nikhila, ambition is just another challenge to conquer. Her mission? To make Moneyplanned the go-to financial planning platform for at least 10 million active users across multiple markets. With a meticulously crafted technology roadmap and strategic collaborations with leading financial institutions, she is on a relentless pursuit to democratize access to financial security. For Nikhila, this isn’t just business it’s a movement. And she’s leading it, one revolutionary step at a time.
